Kansas City Police Credit Union - Products & Services


	ATM Locator Check Reorder Credit Card Info CU Classifieds Enterprise Car Sales Loan Request MEMBERS Financial Network Verified by Visa DeluxeCard

Deposit Rates

	Rate	APY
General Shares	1.00%	1.00%
Share Draft Checking	0.50%	0.50%
DCR & IRA Accounts	2.50%	2.52%
180 Day Share Certificate	3.42%	3.45%
270 Day Share Certificate	3.53%	3.55%
1 year Share Certificate	3.80%	3.80%
1 ╜ year Share Certificate	3.84%	3.90%
2 year Share Certificate	3.94%	4.00%
2 ╜ year Share Certificate	3.99%	4.05%
3 year Share Certificate	3.99%	4.05%
5 year Share Certificate	4.28%	4.35%
Flexible 9 month Certificate ($20,000 minimum)	3.58%	3.60%
Flexible 18 month Certificate ($20,000 minimum)	3.89%	3.95%
Christmas Club Account	1.25%	1.26%
Money Market Command Account
Balance < $2500	0.75%	0.75%
Balance $2,500 - $9,999	1.98%	2.00%
Balance $10,000 - $24,999	2.23%	2.25%
Balance $25,000 - $49,999	2.47%	2.50%
Balance $50,000 - $74,999	2.73%	2.75%
Balance > $75,000	2.98%	3.00%

APY = Annual Percentage Yield

Minimum Deposit on Share Certificate is $1000.00

Rates are subject to change at any time without notice. If you questions about the rates above please contact the Credit Union at 816-504-2800.

Loan Rates

Loan Type

Rates

Vehicles/Boats/RV's/Motorcycles**

New Vehicles/Motorcycles
100% of Sticker Price

Rates as low as 5.75%*

Used Vehicles/Motorcycles
NADA Retail Value

Rates as low as 5.75%*

New/Used RVs/Boats/Trailers
90% of sticker Price (over $20,000)

Rates as low as 5.75%*

Pension/Signature/Overdraft Protection LoansЖ

Rates as low as 10.00%*

Classic Visa Card

12.50% APRЖЖ

Platinum Visa Card

8.99% APRЖЖ

*	'As Low As' rates differ based on length of loan term and include maximum available discounts. Contact a Credit Union representative for rate discount qualifications.
**	Vehicle loan terms up to 84 months. Longer terms available for RVs.
Ж	Overdraft protection loan advances will be made in $50.00 increments to sufficiently pay overdrawn check items. Your overdraft protection limit is $500.00 unless otherwise stated.
ЖЖ	Annual percentage rate
	Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. Filing fees: Vehicle loans require a $20.00 filing fee. UCC filing fees vary by county. Late Charges: You agree to pay a late charge for each payment in default for a period of 15 days or more. If the minimum periodic payment is more than $25.00, the charge will be equal to 5% of the minimum periodic payment $25.00, whichever is less, but in no event less than $10.00. If the minimum periodic payment is $25.00 or less, you agree to pay a late charge of $5.00.

Mortgage and Home Equity Rates

Due to the recent volatility of Loan rates please call the credit union at 816-504-2800 for the most current rates.

Rates change Daily
Call for a Competitive Rate Quote!

Fixed Rate Home Equity
15-year Fixed Rate Home Equity
Up to 80% Loan to Value	7.25% APR*
81 - 90% Loan to Value	7.75% APR*
91 - 100% Loan to Value	8.75% APR*

10-year Fixed Rate Home Equity
Up to 80% Loan to Value	6.75% APR*
81 - 90% Loan to Value	7.25% APR*
91 - 100% Loan to Value	8.25% APR*

5-year Fixed Rate Home Equity
Up to 80% Loan to Value	6.25% APR*
81 - 90% Loan to Value	6.75% APR*
91 - 100% Loan to Value	7.75% APR*

Variable Rate Home Equity
Up to 80% Loan to Value		6.25% APR*
81 - 90% Loan to Value		7.25% APR*
91 - 100% Loan to Value		8.25% APR*

1st Mortgage
Up to 103% Financing!
Rates change daily -- Call for a competitive rate quote!
* Annual Percentage Rate

If you have any questions please call the credit union at 816-504-2800

To contact the Credit Union by phone call: 816-504-2800 or 800-338-8567.
To send a fax to the Credit Union use 816-504-2888.
Send mail to webmaster@kcpcu.org with questions or comments about this web site



	dragnet \| products & services \| online services \| what's new \| current rates \| about KCPCU \| search K.C. Police Credit Union, NCUA Equal Housing Lender This site powered by